3 mutual funds including janbx with 7 8.
Couch potato portfolio vanguard funds.
The couch potato portfolio is indeed simple and offers a consistent return.
The 30 year return is 7 71.
Conservative investors should allocate more to bonds and less to stocks while aggressive investors can do the opposite.
The following model portfolios can help you get started as a couch potato investor.
The couch potato portfolio is the invention of scott burns a personal finance columnist at the dallas morning news.
You should choose the one best suited to your risk profile.
Both options include several asset mixes.
Rowe price offer comparable funds such as schwab s s p 500 index fund and t.
They are medium risk and low risk portfolios.
The current version is below.
20 portfolio recipes beat the couch potato portfolio on a risk adjusted basis.
Vanguard had the same experience with a new managed fund.
Ready to ditch debt save money and build real wealth.
Scott burns couch potato and other 8 portfolios can be built with 2 10 etfs.
Looking at the 10 year period 2010 2019 the s p 500 has returned 12 97 and the couch potato portfolio 8 48.
The suggestions below include portfolios built from etfs and index mutual funds.
They are is exposed to between 20 to 80 equities and 20 to 80 bonds including tips.
However the couch potato portfolio is actually simpler.
If you can fog a mirror and divide by the number 2 or make a margarita he ll show you how to get better investment results and a better retirement with little or no effort.
Vanguard total bond market index fund.
The portfolio is exposed to 50 bonds and 50 equities.
While vanguard wellington a.
For the past 10 years the scott burns margaritaville has returned 7 58 with a standard deviation of 12 22.
Most brokers such as schwab and t.
That was over 15 years ago and it has beaten most balanced funds in the meantime.
It was one half vanguard 500 index investor shares ticker vfinx expense ratio 0 14 percent 15 year performance rank in morningstar s large blend category in top 28 percent of surviving funds.
If you have 10 000 to invest per fund you could start with the.
Scott burns is the creator of couch potato investing and a personal finance columnist with decades of experience.
The original couch potato portfolio was done with two mutual funds that required a minimum investment of 3 000 each.
Originally the portfolio consisted of just two funds the vanguard s p 500 index fund vfinx and the vanguard total bond index fund vtbmx.
As of october.
The 30 year return is 8 73 year to date the couch potato portfolio has returned 5 52.
The dividend yield is 0 89.
It is a medium risk portfolio.
The couch potato portfolio can be built with 2 etfs.
The dividend yield is 1 6.
Last year it returned 19 48.
Since the two choices for the most basic couch potato portfolio returned losses of 3 31 percent and 2 66.
However if the couch potato portfolio loses less it also gains less.
